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Voters send clear message on health care

first_imgThe health-care message was hammered home in Virginia and Maine by huge electoral margins. In exit polls across the Old Dominion, 2 out of 5 voters identified health care as their top concern — more than twice as many as named any other issue.Among those health-care voters, 77 percent favored the Democratic candidate, Lt. Gov. Ralph Northam, who supports Obamacare and expanding Virginia’s Medicaid program under the law; just 23 percent backed the Republican, Ed Gillespie, who opposes both.In Maine, a referendum to expand Medicaid under Obamacare, which would extend health insurance to some 80,000 low-income adults,won in a landslide, 59 percent to 41 percent.That was a direct rebuke to the Republican governor, Paul LePage, who vetoed Medicaid expansion five times after it was approved, also five times, by the state legislature.The outcome in Maine, which would become the 32nd state to expand Medicaid under Obamacare but the first to do so by referendum, may prompt similar ballot measures in other GOP-dominated holdout states.Nationwide, some 2.5 million uninsured adults who could gain access to Medicaid live in the remaining states that have balked at expansion; about 15 million Americans have signed up for Medicaid under the expansion.It’s not that Americans haven’t heard Republican arguments that expanding health coverage to vulnerable adults will translate into a long-term expense for states – although under Obamacare the federal government will cover at least 90 percent of the cost. Categories: Editorial, OpinionThe following editorial appeared in The Washington Post:There’s a long list of issues on which President Donald Trump’s administration, and Republicans generally, are out of step with most Americans, yet on few of them is the chasm so broad or so deep as on health care.On Tuesday, voters made that clear in a pair of purple states, Virginia and Maine, while for the past week Americans across the country have been surging to sign up for health-care coverage under the Affordable Care Act, which the White House and congressional Republicans have tried to repeal and, failing that, sabotage. In fact, voters have taken into account those warnings — as well as the likelihood that expanded Medicaid will create jobs and bolster the finances of some hospitals — and decided they favor expansion anyway.The Trump administration and Capitol Hill Republicans are deaf to the fact that too many Americans lack health insurance.Even after Congress’s attempts to repeal Obamacare; even after the administration slashed outreach and marketing efforts for the open-enrollment period; and even after Trump killed subsidy payments to insurers, threatening higher premiums for some policies, sign-ups through HealthCare.gov had roughly doubled in the enrollment period’s first week, through Nov. 7, compared with the previous year.No matter how often Trump and the GOP call for a federal retreat from ensuring decent health care and insurance, Americans are plainly unconvinced.In fact, there is every indication, including rising approval ratings for Obamacare itself, that the public has rejected the Republican health-care agenda in favor of an active government role.They delivered that message about as clearly as imaginable on Tuesday. Will Republicans in Virginia and around the nation finally pay heed?More from The Daily Gazette:EDITORIAL: Thruway tax unfair to working motoristsFoss: Should main downtown branch of the Schenectady County Public Library reopen?EDITORIAL: Urgent: Today is the last day to complete the censusEDITORIAL: Beware of voter intimidationEDITORIAL: Find a way to get family members into nursing homeslast_img read more

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Property shares perform poorly in 10-year hangover

first_imgTo access this article REGISTER NOWWould you like print copies, app and digital replica access too? SUBSCRIBE for as little as £5 per week. Would you like to read more?Register for free to finish this article.Sign up now for the following benefits:Four FREE articles of your choice per monthBreaking news, comment and analysis from industry experts as it happensChoose from our portfolio of email newsletterslast_img

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Indonesian banks have sufficient liquidity despite loan restructuring, pandemic: Economists

first_img“We believe that lower loan growth together with various relief measures introduced by the central bank should help to mitigate any potential pressure on funding and liquidity as a result of the coronavirus,” Hannify told The Jakarta Post on Monday. “We expect these ratios to continue to be maintained with a satisfactory buffer throughout 2020.”Read also: State banks say debt relief program could harm bottom lineLoan growth reached 7.95 percent year-on-year (yoy) in the first quarter, higher than the 6.08 percent recorded at the end of last year. However, no new loan demand was recorded in the period as the growth came from the disbursement of existing credit facilities, Financial Services Authority (OJK) chairman Wimboh Santoso said on Monday.The OJK and Bank Indonesia (BI) previously set a loan growth target of around 11 percent this year. The central bank recently slashed its projection to between 6 and 8 percent. The liquidity of Indonesian banks will remain in check despite economic risks brought by the COVID-19 pandemic and loan restructuring program that defers credit repayments, economists have said.Fitch Ratings director for banks Gary Hannify said Indonesia’s 12-largest banks had ample liquidity as reflected in liquidity coverage ratios of about 180 percent at the end of 2019, adding that the industry had above the 100 percent minimum liquidity requirement in recent years.The liquidity coverage ratio is the requirement in which banks must hold an amount of high-quality liquid assets that is enough to fund cash outflows for 30 days. Hannify went on to say that key sources of risk to the banks’ liquidity could stem from a greater-than-expected deterioration in asset quality or a considerable increase in restructuring that defers repayments.“Both would lower incoming cashflow,” he said. “However, loans that need and qualify for restructuring should remain a smaller proportion of the large banks’ loan books and the impact on liquidity should remain manageable for the banks.”The OJK revealed on Monday that 88 banks had provided 3.88 million debtors with credit restructuring worth Rp 336.97 trillion (US$22.57 billion), following the issuance of OJK Regulation No. 11/2020, which instructs financial institutions to provide relief for borrowers affected by the COVID-19 pandemic.Nearly 3.5 million applicants are micro, small and medium businesses (MSMEs) as the pandemic forced businesses to close amid large-scale social restrictions to curb the spread of the virus.Read also: Indonesia’s financial system at risk amid pandemic: KSSKMeanwhile, Wimboh said 7.8 million debtors might apply for credit restructuring worth Rp 1.11 quadrillion in 110 banks, adding that the banks had committed to taking part in the program.“We guarantee that the banks’ health would not be shaken because of rising NPL risks,” Wimboh told reporters, referring to non-performing loans or bad debt ratio. “We would help [banks improve their] liquidity together with Bank Indonesia and the Finance Ministry so they do not have liquidity issues.”Under Government Regulation (PP) No. 23/2020 on the national economic recovery program, which took effect on Monday, the government can place funds with certain interest rates at domestic banks, called participant banks, which provide loan restructuring and disburse additional loans to businesses to provide more liquidity to the banks.“The participant banks will later function as supporting banks to provide liquidity for [other] banks, including secondary banks [BPR] that have also provided loan restructuring and disbursed additional loans to businesses,” the PP reads.The liquidity provision will be in the form of a business-to-business scheme.BI has also lowered the reserve requirement ratio for banks that provide loans to export-import businesses, to small and medium businesses and to other prioritized sectors in a bid to provide more liquidity.BI Governor Perry Warjiyo said in April that the policy would boost banks’ liquidity by Rp 117.8 trillion.Read also: Government issues regulation on economic recovery program, focuses on SOEs, MSMEsBanks’ liquidity was deemed adequate after the central bank lowered the reserve requirement ratios, freeing up liquidity for banks to cope with the impacts of the COVID-19 pandemic, said Bank Central Asia (BCA) chief economist David Sumual.“Risks still loom for the banking industry, including higher NPL level and lower capital flows,” David told the Post.The OJK recorded an increase in NPL ratio to 2.77 percent during the first quarter, still below the 3 percent threshold, versus 2.53 percent recorded in December last year.Contacted separately, Permata Bank economist Josua Pardede said falling consumer demand for credit would cause NPLs to skyrocket and pressure banks’ liquidity.“Reopening the economy would help banks thrive amid the coronavirus outbreak, but it needs thorough preparation to prevent a second wave of the crisis,” Josua said.Topics :last_img read more

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Falkirk retains equity overweight despite commitment to alternatives

first_imgAn investment in social and affordable housing, which forms a standalone asset class outside of its 8% target allocation to alternatives, has also already seen over half of the £30m commitment drawn down by Heathstone Investments.Of that, £15m has been drawn down to invest in short-term debt to support social housing constructions and a further £1.8m to support the building of affordable housing.Falkirk added that its investment would eventually help build 191 social housing units across its catchment area.But according to the fund’s 2014-15 annual report, it said both commitments had been unable to lower its equity holdings below the 60% envisaged in its strategic asset allocation.“In spite of the significant allocation to alternatives, the Fund’s actual equity allocation [of 63%] has continued to exceed its strategic asset allocation due to the very strong performance of global equity markets over the past three years.“The Fund’s strategic allocation to all asset classes is being re-appraised in the ongoing review of investment strategy.” The Falkirk Council Pension Fund has remained overweight to equities despite increasing its exposure to alternatives, including investments in social housing and infrastructure.The £1.8bn (€2.4bn) Scottish local government pension scheme (LGPS), which returned over 13% last financial year, said it had recently completed its first infrastructure investment through a joint mandate with Lothian Pension Fund.It has earmarked a total of £30m for the venture with the fellow local LGPS, of which £2.75m had so far been committed to in a renewable energy fund overseen by Ancala Partners.The allocation has seen Ancala able to acquire Green Highland Renewables, owner of small-scale hydro power projects.last_img read more

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‘Nobody will leave Leicester City – Rodgers

first_imgBrendan Rodgers says no player who he wants to keep will leave Leicester City in the January transfer window. Loading… Promoted ContentBest & Worst Celebrity Endorsed Games Ever Made2020 Tattoo Trends: Here’s What You’ll See This Year10 Of The Best Places Around The World To Go Stargazing20 Facts That’ll Change Your Perception Of “The Big Bang Theory”Birds Enjoy Living In A Gallery Space Created For ThemThe Highest Paid Football Players In The WorldTop 7 Best Car Manufacturers Of All TimePlaying Games For Hours Can Do This To Your Body10 Risky Jobs Some Women Do7 Non-Obvious Things That Damage Your Phone7 Mind-Boggling Facts About Black HolesTop 10 Most Romantic Nations In The World ‘If I don’t sign anyone I’m so happy to work with the players I have. ‘That’s because I know there’s still a lot of improvement to make and that the right player hasn’t been available to us. ‘So I don’t worry about that because we put our focus into the team and the players that are here.’ Leicester will be without top scorer Jamie Vardy against Wigan on Saturday as the former England striker continues to nurse a calf complaint. Vardy will return to training on Sunday and is expected to be fit for the first leg of the Carabao Cup semi-final against Aston Villa on Wednesday. Rodgers says he will rotate his squad after playing six games in 18 days either side of Christmas. But he insists that Sky Bet Championship strugglers Wigan, fresh from recording a first win in 14 games at Birmingham on Saturday, will not be underestimated. ‘We’ll make some changes, but we’ll pick a team that’s aggressive,’ Rodgers said. ‘For me, there’s no change in terms of mentality. Read Also:Rodgers proud of Leicester show after making nine changes ‘We know we have to attack the game, because they have enough good players to punish us. ‘You’ve seen our players have professionalism and we respect the opposition.’ FacebookTwitterWhatsAppEmail分享 Rodgers is determined to keep intact a squad who have taken Leicester to second place in the Premier League, and who have a real prospect of playing in the Champions League next season. But playmaker James Maddison has been heavily linked with a move to Manchester United, while fellow England international Ben Chilwell is also reportedly attracting interest from rival clubs. ‘Nobody will leave here that we don’t want to go,’ Leicester manager Rodgers said ahead of the FA Cup third-round tie with Wigan. ‘I think we’ve had a couple of enquiries in terms of loans and for some of our younger players. ‘But the players that are always talked about and mentioned, there will be nobody going.’ ‘We know if we’re going to be playing European football next season then we’re going to need the depth, but January is a very difficult month.’ Leicester are in the market to strengthen over the next few weeks, with Rodgers keen to build on an excellent first half of the season. But the Northern Irishman says he is happy to work with the players he has if no new faces are brought in. ‘I think we’ll see if we can improve the squad, and if we don’t then we’ll have to wait until the summer,’ Rodgers said. ‘But as I’ve said before we’re in a really good place and we don’t want to stockpile. ‘They have to be players that are going to improve the squad.last_img read more

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Melissa Ann Mitchell, 53

first_imgMelissa Ann Mitchell, 53, of Cincinnati passed away Wednesday, October 24, 2018 at University of Cincinnati Hospital. She was born in Dillsboro on September 24, 1965 the daughter of Raymond Mitchell and Michael Gutman Stout. Survivors include her three sons; Zach (Jenny) Mitchell of Osgood, Aaron (Mary) Mitchell of Lawrenceburg, and Terry Crist of Lawrenceburg, and 6 grandchildren, significant other Steve Orcutt of Cincinnati, brother; Chris (Connie) Mitchell of Lawrenceburg, two sisters; Kim Roarck and Ronetta Roark both of Versailles. She was preceded in death by her father and mother. Memorial services will be held on Thursday, November 1st, 2018 at 11am at the Hope Baptist Church in Dillsboro with Brother Tom Holt officiating. Visitation will be at 10am until the time of service. Memorials may be given to the donor’s choice in care of the Stratton-Karsteter Funeral Home.last_img read more

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Zambia to face Chile in Tokyo 2020 warm-up games

first_img Chile and Cameroon’s two-legged duel is currently scheduled for February 2021. With so little football possible in recent months due to the pandemic, the friendlies promise to be vital for both teams’ preparations. read also:Video: How MKO personally drove Abiola Babes for hours in Zambia Ten women’s football teams are already assured Olympic places; Zambia, hosts Japan, Australia, Brazil, New Zealand, Britain, The Netherlands, Sweden, Canada, and world champions the United States. One of South Korea and China will join them. Zambia, ranked 100th in the world, are poised to start the tournament as heavy outsiders but have publicly targeted reaching the semi-finals. FacebookTwitterWhatsAppEmail分享 Promoted Content6 Interesting Ways To Make Money With A Drone7 Thailand’s Most Exquisite Architectural Wonders6 Incredibly Strange Facts About HurricanesThe Most Exciting Cities In The World To Visit9 Facts You Should Know Before Getting A Tattoo7 Universities Where Getting An Education Costs A Hefty PennyWhat Happens To Your Brain When You Play Too Much Video Games?Who Is The Most Powerful Woman On Earth?The Very Last Bitcoin Will Be Mined Around 2140. Read MoreCouples Who Celebrated Their Union In A Unique, Unforgettable WayInsane 3D Spraying Skills Turn In Incredible Street ArtWhich Country Is The Most Romantic In The World? Loading… center_img Zambia’s women’s football team are to take on Chile in two friendly matches later this year as they prepare to make their Olympic debut at Tokyo 2020. Zambia qualified for the Games in March, drawing 4-4 on aggregate with Cameroon but winning the two-legged tie on away goals. However, due to the coronavirus pandemic, Zambia’s women have not played since. Their opposition, Chile, still have hopes of reaching Tokyo 2020 themselves and will later face Cameroon to decide who occupies one of the two remaining Olympic berths. “We are happy to announce that we have organized a high-profile match for our senior women national team with Chile. We believe that this will give the team a taste of high profile opposition as we will be flying the continent’s flag in Tokyo,” Football Association of Zambia general secretary Adrian Kashala said. The friendlies between Chile and Zambian are due to be played on November 28 and December 1 in Chilean capital Santiago.Advertisementlast_img read more

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Hendrick ruled out

first_img A Football Association of Ireland statement said: “The Football Association of Ireland today confirmed that Jeff Hendrick has withdrawn from the Ireland squad to face Sweden and Austria next month after sustaining an ankle injury with his club Derby County. “There are no plans at present to add a replacement.” Ireland face the Swedes at the Aviva Stadium on September 6 before heading for Vienna four days later with the results of the two games likely to go a long way towards determining which of the three sides finishes second in the group behind current leaders Germany. Jeff Hendrick is out of Ireland’s key World Cup qualifiers against Sweden and Austria next month because of injury. Press Associationcenter_img The 21-year-old Derby midfielder damaged an ankle in training with his club. However, manager Giovanni Trapattoni, who named a 29-man squad at the weekend, will not call up a replacement. last_img read more

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Mark Hughes hopes Stoke can atone for last defeat at Swansea

first_img He still reflects, though, that they would have finished eighth had it not been for the loss to Swansea, who ended up one place and two points better off than them. However, Hughes is in buoyant mood in terms of his team’s current form, having seen them pull off their first two league wins of the 2015-16 season in their last two games. As Stoke prepare to go in search of a first victory at Swansea since 1993, he said: “Our games against them, certainly in Wales, have been difficult, and we didn’t play particularly well against them last year. “We are looking to improve on that – looking back, that probably stopped us being in a position above them come the end of the season. “On reflection, we look back on that game and our performance with a little bit of regret. “But we are in good heart now, which is important when you go to places like Swansea, who are very strong at home ordinarily. “We just have to make sure we perform as we can and then I’m sure we will cause them problems.” With Stoke having recovered from their worst-ever start to a Premier League season by claiming back-to-back wins over Bournemouth and Aston Villa, Hughes admits the disruption to the momentum caused by the recent international break has been frustrating. The Potters, down to 10 men following Marc Wilson’s sending-off, were beaten 2-0 at the Liberty Stadium on May 2, the only defeat in their final seven games of last season. They concluded the campaign in ninth place in the Barclays Premier League, equalling their record-high finish they had achieved under Hughes a year earlier, and with a best-ever points haul of 54. But he accepts it is something all his fellow top-flight managers have to contend with as well, and is glad the Potters at least went into the break in decent shape. Hughes, the former Wales boss, said: “Once you get that rhythm of work at club level, the frustration is that you just start to get a little bit of momentum and then it can be disruptive when the players go away for 10, 12 days with an international group where they do different work and different intensity of work. “But it is frustrating for everyone, not just us, and thankfully we went into this last break in good heart having not been beaten for four games (in all competitions). That was encouraging for us.” Stoke boss Mark Hughes is looking ahead to Monday’s game at Swansea still feeling rueful about his side’s last trip there – as well as optimistic of a better result this time. Press Associationlast_img read more

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WATCH LIVE: President Trump Addresses the Nation on Senate Impeachment Acquittal

first_imgPresident Trump is calling those behind the effort to impeach him dishonest and corrupt.The President spoke this morning at the National Prayer Breakfast with House Speaker Nancy Pelosi sitting only a few feet away. Before speaking, Trump held up newspapers with banner headlines announcing his acquittal. He said he has been through a terrible ordeal. The theme of the nonpartisan breakfast was loving your neighbor. Before the President spoke, Harvard professor Arthur Brooks called on politicians to help heal the divide that he said is tearing the nation apart. When Trump began his remarks, he told Arthur he didn’t agree with him, and that he was not likely to approve of his speech. The President appeared to take shots at Pelosi when he criticized those who say they pray for him but don’t. And a shot at the one Republican to vote to remove him from office, Utah Senator Mitt Romney. He was speaking for friends and enemies, and said sometimes your friends are your enemies. The president will address the nation on his acquittal and the end to his impeachment nightmare at noon.last_img read more

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