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India approves Posco mill

first_img whatsapp Read This Next’A Quiet Place Part II’ Sets Pandemic Record in Debut WeekendFamily ProofHiking Gadgets: Amazon Deals Perfect For Your Next AdventureFamily ProofAmazon roars for MGM’s lion, paying $8.45 billion for studio behind JamesFamily ProofIndian Spiced Vegetable Nuggets: Recipes Worth CookingFamily ProofYoga for Beginners: 3 Different Types of Yoga You Should TryFamily ProofBack on the Rails for Summer New York to New Orleans, Savannah and MiamiFamily ProofChicken Bao: Delicious Recipes Worth CookingFamily ProofNew England Patriots’ Cam Newton says no extra motivation from Mac Jones’SportsnautCheese Crostini: Delicious Recipes Worth CookingFamily Proof Monday 31 January 2011 7:55 pm India approves Posco mill Show Comments ▼ Tags: NULL Sharecenter_img whatsapp India’s environment ministry yesterday approved plans by South Korea’s Posco to build a $12bn (£7.5bn) steel mill, a boost for the foreign investment climate in Asia’s third-largest economy after several setbacks for big-ticket industrial projects. The long-delayed clearance for India’s biggest foreign direct investment follows a year in which environment minister Jairam Ramesh has blocked several projects, drawing criticism that he was jeopardising India’s growth story. KCS-content by Taboolaby TaboolaSponsored LinksSponsored LinksPromoted LinksPromoted LinksYou May LikeTotal PastThe Ingenious Reason There Are No Mosquitoes At Disney WorldTotal PastSerendipity TimesInside Coco Chanel’s Eerily Abandoned Mansion Frozen In TimeSerendipity TimesBrake For ItThe Most Worthless Cars Ever MadeBrake For ItBetterBe20 Stunning Female AthletesBetterBeLuxury SUVs | Search AdsThese Cars Are So Loaded It’s Hard to Believe They’re So CheapLuxury SUVs | Search AdsAlphaCute30 Rules That All “Hells Angels” Have To FollowAlphaCuteDefinitionDesi Arnaz Kept This Hidden Throughout The Filming of ‘I Love Lucy’DefinitionMisterStoryWoman Files For Divorce After Seeing This Photo – Can You See Why?MisterStoryTaonga: The Island FarmThe Most Relaxing Farm Game of 2021. No InstallTaonga: The Island Farmlast_img read more

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BSVB vs USGC ECS T10 Dresden LIVE: 1st Semi-Final Dream 11…

first_img TAGSBSVB vs USGC Dream11BSVB vs USGC liveBSVB vs USGC Team PredictionDream11 ECS T10 LIVEECS T10 Dresden LIVEECS T10 Dresden LIVE Streaming SHARE Sport News RELATED ARTICLESMORE FROM AUTHOR Euro 2020, Switzerland vs Turkey LIVE: Shaqiri doubles Switzerland’s lead after Seferovic opener at HT; Follow Live Updates Viking Classic Birmingham 2021 Final: Ons Jabeur beats Daria Kasatkina to clinch title ATP Tour Esports Queens Club Final: Matteo Berrettini beats Cameron Norrie in final to win title BSVB vs USGC ECS T10 Dresden LIVE: 1st Semi-Final Dream 11 BSV Britannia Best vs USG Chemnitz Dream 11 Team Prediction, Team Squads, Match Prediction – 14 August 2020 YourBump15 Actors That Hollywood Banned For LifeYourBump|SponsoredSponsoredPost FunThese Twins Were Named “Most Beautiful In The World,” Wait Until You See Them TodayPost Fun|SponsoredSponsoredDefinitionTime Was Not Kind To These 28 CelebritiesDefinition|SponsoredSponsoredDaily FunnyFemale Athlete Fails You Can’t Look Away FromDaily Funny|SponsoredSponsoredDefinitionMost Embarrassing Mistakes Ever Made In HistoryDefinition|SponsoredSponsoredMisterStoryWoman Files For Divorce After Seeing This Photo – Can You See Why?MisterStory|SponsoredSponsored Tokyo Olympics: BCCI provides fuel in Indian Olympic flame, to contribute Rs 10 crore Sport News Euro 2020, Italy vs Wales LIVE: Matteo Pessina hands Italy the lead at half-time; Follow Live Updates Facebook Twitter SportSport News Sport News ATP Tour By Kunal Dhyani – August 14, 2020 Halle Open 2021 Final: Ugo Humbert defeats Andrey Rublev to become champion Football Bett1Open 2021 Final: Liudmila Samsonova beats Belinda Bencic to clinch title Previous articleAlexa Bliss to explain about her run-ins with “The Fiend” Bray Wyatt this week on SmackdownNext articleNBA Results : Blazers escape Nets, advance to play-in series, LA Lakers lose again Kunal DhyaniSports Tech enthusiast, he reports on Sports Tech industry and writes on sports products. Share on Facebook Tweet on Twitter ECS T10 Dresden LIVE between BSV Britannia Best vs USG Chemnitz Dream (BSVB vs USGC Dream11 Team Prediction).Here some cricket fantasy tips to make your own team for Dream11 ECS T10 Dresden LIVE (BSVB vs USGC Dream11 Team Prediction) Tokyo Olympics: Dutee Chand, Hima Das among top athletes seeking direct Olympic qualification during IGP 4 Football PUBG Mobile – Krafton IPO: PUBG Mobile promoters Krafton ready to break all records, aims 5 billion IPO Football PSL 2021 Playoffs Live: How to watch PSL 2021 Playoffs LIVE streaming in your country, India Latest Sports News by Taboolaby TaboolaSponsored LinksSponsored LinksPromoted LinksPromoted LinksYou May LikePhotoStickHow To Back Up All Your Old Photos In SecondsPhotoStickMicrosoftBring your desktop to life with Bing WallpaperMicrosoft24/7 SportsIt’s Amazing To See How These NBA Stars Have Changed Since College24/7 SportsECS T10 Dresden LIVE: 1st Semi-Final USGC vs BSVB Dream11 Team PredictionECS T10 Dresden LIVE Match DetailsMatch: BSV Britannia Best vs USG Chemnitz (BSVB vs USGC)Date: 14 August 2020Time: 12:30 PM IST, Live on FancodeECS T10 Dresden LIVE: BSVB vs USGC SquadBSV Britannia SquadZamir Haider, Raza Afaq, Shubham Patil, Faisal Khan, Ali Chatha, Vijay Lakshmanan, Sandan Chintanippu, Hitesh Thakur, Mohit Negi, Saad Ali Jan, Rohit Singh, Sanish Goyal, Waqas Virk, Nadjibullah Yasser, Gaurav Lohia, Kumar Shouradhya, Waqas Latif, Waleed Ahmed, Sahib Singh, Ataullah Baloz, Omid Osmanzai, Nithin Das and Hazrat Ahmadzai.USG Chemnitz SquadAnand Vijayalakshmi, Ananthu Ajikumar, Abdulsamad Stanikzai, Mohammad Rubel, Gopinath Manoharan, Arul Dinesh, Zakki Rezai, Varun Soraganvi, Sibaji Roy, Dandeep Shivalingegowda, Ravi Singh, Akash Chougale, Balaji Venkatraj, Sahith Reddy, Naga Pawankumar, Adith Narayanan, Rahulganapathi Mathavan, Saeedullah Amarkheal, Vishnu Srinivasan, Karthikeyan Manga, Rajesh Nagaraja and Abdul Basir.ECS T10 Dresden LIVE: BSVB vs USGC Probable XIBSV Britannia – Gaurav Lohia, Mohit Negi, Nadjibullah Yasser, Rohit Singh, Vijay Lakshmanan, Waqas Virk, Zamir Haider, Faisal Khan, Waleed Ahmed, Hitesh Thakur, Sanish Goyal.USG Chemnitz– Rajesh Nagaraja, Abdulsamad Stanikzai, Abdul Basir, Sandeep Shivalingegowda, Arul Dinesh, Gopinath Manoharan, Varun Soranganvi, Sahith Reddy, Karthikeyan Manga, Adith Narayan, Akash Chougale.Captain: Faisal KhanVice-Captain: Rohit SinghClick Here for live Updates – https://www.ecn.cricketBSV Britannia Key Players:Rohit Singh impressed me on their first day of action, scoring 120 runs and taking four wickets. He always seemed to be in control with the bat and showed he could really get the ball swinging into the right-hander when he was at the bowling crease.Sanish Goyal bowls leg spin and is BSV Britannia’s leading wicket taker. His effort of 5/23 in their match against BSC Rehberge was critical to their victory.Waqas Virk bowled well on Wednesday but would like some more runs to build his confidence going into the business end of the week.Nadjubullah Yasser is the “Pocket Rocket”! Diminutive in stature but not in attitude, he showed he can send the ball into orbit. I look forward to seeing him provide more of the same in their four matches on Thursday.USG Chemnitz Key Players:Rajesh Nagaraja has been leading from the front, with 72 runs and five wickets this week. He generally makes good decisions when he bats, and he has been their most economical option with the ball.Sandeep Shivalingegowda would be the first to admit that he has underperformed with bat in hand. A couple of scores against BSV Britannia would build his confidence leading into Finals Friday.Gopinath Manoharan is USG Chemnitz’s leading run scorer this week, with 123 of them including a half-century.Abdul Basir is the leading six-hitter this week in Dresden. He has 96 runs in the series, including 60 in maximos! He’s also chipped in with the ball with three wickets.last_img read more

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Okomu Palm Oil Plc (OKOMUO.ng) 2017 Annual Report

first_imgOkomu Palm Oil Plc (OKOMUO.ng) listed on the Nigerian Stock Exchange under the Agricultural sector has released it’s 2017 annual report.For more information about Okomu Palm Oil Plc (OKOMUO.ng) reports, abridged reports, interim earnings results and earnings presentations, visit the Okomu Palm Oil Plc (OKOMUO.ng) company page on AfricanFinancials.Document: Okomu Palm Oil Plc (OKOMUO.ng)  2017 annual report.Company ProfileOkomu Palm Oil Plc manufacture and market Banga Palm Oil in Nigeria as well as a range of Noko 10 rubber bands. The company was established in 1976 as a Federal Government pilot project set up to rehabilitate oil palm production in Nigeria. At the time, the pilot project incorporated 15 589 hectares of which 12 500 hectares was planted with oil palms. In 1985, Okomu Palm Oil Plc installed a 1.5 tonne fresh fruit bunches/hour mill. The company was privatised in 1990 and has grown to become Nigeria’s leading oil palm company with some 14 000 hectares of land currently planted with palm oil trees and 8 000 hectares of rubber trees. By 2020, an additional 4 000 hectares of palm oil trees and 1 500 hectares of rubber trees will have been planted on the 33 000 hectares of private land owned by Okomu Palm Oil Plc. The company operates two 30-tonne/per hour oil mills and an additional two 30-tonne/per hour mills will be operational by 2020/21. Its technical partner, SOCFINAF (Luxemburg), has a 53.32% stake in the business. SOCFINAF (Luxemburg) was founded in 1912 and was the first industrial company to plant oil palm trees in Africa and Indonesia. Today, it has plantations and oil palm operations in Sierra Leone, Ghana, Cote D’Ivoire, Liberia, Nigeria, Cameroon, the DRC, Sao Time and Cambodia. Okomu Oil Palm Plc’s head office is in Lagos, Nigeria. Okomu Palm Oil Plc is listed on the Nigerian Stock Exchangelast_img read more

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Kenya Commercial Bank Limited Group (KCB.ug) Q12021 Interim Report

first_imgKenya Commercial Bank Limited Group (KCB.ug) listed on the Uganda Securities Exchange under the Banking sector has released it’s 2021 interim results for the first quarter.For more information about Kenya Commercial Bank Limited Group reports, abridged reports, interim earnings results and earnings presentations visit the Kenya Commercial Bank Limited Group company page on AfricanFinancials.Kenya Commercial Bank Limited Group Interim Results for the First Quarter DocumentCompany ProfileKenya Commercial Bank Limited (KCB Group) is a leading financial institution offering retail and corporate banking services in Uganda through its subsidiary company. KCB Group offers financial solutions ranging from current accounts, overdrafts and loans to fixed and short-term deposits, mortgage finance, trade finance and forex, and business investment accounts. The banking institution participates in investments in treasury bills and bonds with the central banks. Wholly-owned subsidiaries in the banking group include Kenya Commercial Finance Company Limited, Savings & Loan Kenya Limited, Kenya Commercial Bank Nominees Limited, Kencom House Limited, KCB Tanzania Limited, KCB Sudan Limited, KCB Rwanda SA and KCB Uganda Limited. Kenya Commercial Bank Limited is listed on the Uganda Securities Exchangelast_img read more

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3 things you need to know about Royal Bank of Scotland shares

first_img Rachael FitzGerald-Finch has no position in any of the shares mentioned. The Motley Fool UK has no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! Image source: Getty Images. 3 things you need to know about Royal Bank of Scotland shares If you’re thinking of buying shares in the Royal Bank of Scotland (LSE: RBS), I think there are some things you should seriously consider. Shares in the bank have plummeted 54% so far this year which doesn’t compare well with the FTSE 100‘s relatively small 22% nosedive. But, on its own, this is not necessarily a show stopper. Indeed, as any Fool knows, a sound investment is more than just buying a stock at a lower price. It’s the result of sound research into a company’s situation and outlook. Which is why it’s worth highlighting three areas of interest to those thinking of buying RBS stock.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…RBS is rebranding to NatWest GroupRBS is changing its name to NatWest Group to mark the “start of a new era” for the bank. Understandably, RBS is keen to move on from its association with the 2008 financial crisis and its £45b state bailout. Supposedly, the name change will not alter services for current customers.However, its loss-making investment banking division, NatWest Markets, is being restructured and streamlined to try and improve profitability. But with foreign exchange gains in 2019 putting more into the bank’s coffers than any other single RBS banking division, I think there’s scope for more to be done elsewhere too.   62% Royal Bank of Scotland Shares owned by governmentThat £45b state bailout bought the UK government 82% of the shares of the Royal Bank of Scotland in 2008. Over time, the government has sold part of its holdings and public ownership now accounts for around 62%. It was thought that the government would try to sell its stake by 2023–24. However, the Chancellor has confirmed that the bank will retain its share for at least another year to focus on the coronavirus response.The problem with this is twofold. Firstly, there is the downward pressure it may have on the RBS share price. The government will sell at some point, the question is when. And secondly, it still leaves the bank subject to direct political interference it may not need or benefit from.IT risk factorsIn the 2019 half-year results, RBS highlighted information technology as a hazard that could impact its operations. Moreover, banks more generally are frustrated by IT failures and cyber-attacks because their networks are hard to protect. However, RBS in particular has a history of security breaches.More and more of us are banking online, whether for business or personal reasons. Unless RBS manages to improve its cybersecurity, it may start pushing customers towards its more digitally-savvy, lower-cost competitors, reducing revenues.Royal Bank of Scotland shares are currently trading around 110p. The bank has a tangible net asset value of around 309p and some analysts gave RBS a fair value of 272p back in January. I expect it’s dropped a bit since but it still offers a lot of bank for your money.However, until the government sells its stake and RBS begins to become more competitive with its peers, I think there are better banks for your money.      I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. “This Stock Could Be Like Buying Amazon in 1997” See all posts by Rachael FitzGerald-Finchcenter_img I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Our 6 ‘Best Buys Now’ Shares Simply click below to discover how you can take advantage of this. Enter Your Email Address Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Rachael FitzGerald-Finch | Friday, 8th May, 2020 | More on: NWG last_img read more

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Rural Housing Prototype in Apan / DVCH De Villar CHacon Archit…

first_imgArchitects: DVCH De Villar CHacon Architecture Area Area of this architecture project Lead Architects: José De Villar Martínez, Carlos Chacón Pérez Projects Mexico Rural Housing Prototype in Apan / DVCH De Villar CHacon ArchitectureSave this projectSaveRural Housing Prototype in Apan / DVCH De Villar CHacon Architecture Rural Housing Prototype in Apan / DVCH De Villar CHacon Architecture ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/926643/rural-housing-prototype-in-apan-dvch-de-villar-chacon-architecture Clipboard Area:  38 m² Year Completion year of this architecture project “COPY” ArchDaily Save this picture!© Jaime Navarro Soto+ 19Curated by Clara Ott Sharecenter_img Year:  2019 Photographs Photographs:  Jaime Navarro Soto CopyTemporary Installations, Houses•Apan, Mexico ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/926643/rural-housing-prototype-in-apan-dvch-de-villar-chacon-architecture Clipboard Design Team:Alejandro Cuevas (Architect), Natalia Martínez (Architect)Clients:INFONAVIT, CIDS (Centro de Investigación para el Desarrollo Sostenible)Installations Engineering:José MadridCost Engineer:José RoldanConsultants:Grupo LahyerCity:ApanCountry:MexicoMore SpecsLess SpecsSave this picture!© Jaime Navarro SotoRecommended ProductsDoorsSky-FrameInsulated Sliding Doors – Sky-Frame ArcFiber Cements / CementsRieder GroupFacade Panels – concrete skinWoodSculptformTimber Click-on BattensDoorsdormakabaEntrance Doors – Revolving Door 4000 SeriesText description provided by the architects. The Infonavit, through the “Centro de Investigación para el Desarrollo Sostenible” (CIDS), with the aim of researching and experimenting with new social housing prototypes (especially aimed at rural self-production housing) developed the “Laboratorio de Investigación y Experimentación Práctica de Vivienda Infonavit” in Apan, Hidalgo. Our Prototype was designed for a dry temperate climate, characteristic of the state of Oaxaca. Save this picture!© Jaime Navarro SotoSave this picture!Floor PlanSave this picture!© Jaime Navarro SotoWe plan how to build a movable hábitat free of the market restrictions, as we believe that is a real social change for dwellings. What if the materials which make a house could be rented free of ownership and so could be purchased, exchanged or returned at any time instead of being a physical and economical burden for life? For that, we based our proposal on a scaffolding system for the structure of the house and its enclosure. Scaffolding is the most common cost-effective element in construction, allowing it to grow modularly in all directions, even in height, adjusting to the needs of the housing program. A dwelling that could grow but also shrink. Any change in the layout of spaces could easily be made by contacting an existing space or generating a new expansion and configuration. Save this picture!© Jaime Navarro SotoThe basic structure combines four modules of 3 by 3 meters. The floor, the roof and the facades themselves are built with prefabricated scaffolding platforms. For the generation of enclosed spaces, the scaffolding structure was taken as the framework, adding on it different light membranes of translucent polycarbonate cellular panels that provide protection and insulation. On the other side, the practicable elements, doors, and windows, remain opaque, made of plywood panels. As outer skin, an additional layer of corrugated polycarbonate was added to conduct the rainwater. When illumination is on at night, shadows and lights reflect on the skin of scaffolding platforms and so the prototype becomes a lantern for the entire housing laboratory.Save this picture!© Jaime Navarro SotoSave this picture!South ElevationSave this picture!© Jaime Navarro SotoProject gallerySee allShow lessSummer Kitchen / Atamanenko, Architecture & InteriorsSelected ProjectsNew Hanfbach School Möglingen / mvm+starke architektenSelected Projects Share Temporary Installations “COPY” CopyAbout this officeDVCH DeVillarCHaconOfficeFollowProductsWoodSteelPlastic#TagsProjectsBuilt ProjectsSelected ProjectsCultural ArchitectureTemporary installationsResidential ArchitectureHousesApanMexicoPublished on October 18, 2019Cite: “Rural Housing Prototype in Apan / DVCH De Villar CHacon Architecture” [Prototipo de vivienda rural en Apan / DVCH De Villar CHacon Architecture] 18 Oct 2019. ArchDaily. Accessed 10 Jun 2021. ISSN 0719-8884Browse the CatalogPanels / Prefabricated AssembliesTechnowoodSiding Façade SystemWindowsMitrexSolar WindowMetal PanelsAurubisPatinated Copper: Nordic Green/Blue/Turquoise/SpecialMetal PanelsDri-DesignMetal Panels – CopperIn architectureSikaBuilding Envelope SystemsExterior DeckingLunawoodThermowood DeckingMembranesEffisusFaçade Protection – Breather+Metal PanelsPure + FreeFormCustom Metal Cladding – Legacy Fund 1 BuildingWood Boards / HPL PanelsInvestwoodWood Fiber Partition Walls – ValchromatDoorsLinvisibileLinvisibile FILO 10 Vertical Pivot Door | BrezzaSkylightsFAKROEnergy-efficient roof window FTT ThermoToilets / BidetsBritexToilets – Accessible Centurion PanMore products »Save世界上最受欢迎的建筑网站现已推出你的母语版本!想浏览ArchDaily中国吗?是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my streamlast_img read more

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CFPB Assisting Loss-Mitigation Efforts

first_img Seth Welborn is a Reporter for DS News and MReport. A graduate of Harding University, he has covered numerous topics across the real estate and default servicing industries. Additionally, he has written B2B marketing copy for Dallas-based companies such as AT&T. An East Texas Native, he also works part-time as a photographer. Sign up for DS News Daily CFPB Assisting Loss-Mitigation Efforts The Week Ahead: Nearing the Forbearance Exit 2 days ago The Best Markets For Residential Property Investors 2 days ago Demand Propels Home Prices Upward 2 days ago The Consumer Financial Protection Bureau (Bureau) has announced that it issued two No-Action Letter (NAL) Templates under its innovation policies.”Regulatory uncertainty can hinder the development of innovative products and services with the potential to benefit consumers,” the Bureau said in a satement. “To encourage innovation, last year the Bureau introduced an improved NAL Policy that includes, among other things, a more streamlined review process focusing on the consumer benefits and risks of the applicant’s product or service.”NALs provide increased regulatory certainty through a statement that the Bureau will not bring a supervisory or enforcement action against a company for providing a product or service under certain facts and circumstances. The improved Policy also includes an innovative provision concerning NAL templates, which permits entities such as service providers and trade associations to secure a template that can serve as the foundation for NAL applications from companies that provide consumer financial products and services.Mortgage servicers seeking to assist struggling borrowers to avoid foreclosure and engage in loss mitigation efforts would be able to apply for their own NAL. The template, requested by Brace Software, Inc. (Brace), would enable mortgage servicers to use Brace’s online platform to implement loss-mitigation efforts for their borrowers.The platform is an online version of the Fannie Mae Form 710, which is the loss mitigation application used by most mortgage servicers.  While the Bureau does not endorse particular products or providers, digitizing the loss mitigation application process has the potential to improve a process that is experiencing an increase in loss mitigation requests from consumers due to the COVID-19 pandemic.To further competition in the small-dollar lending space and facilitate robust competition that fosters access to credit, the Bureau also approved a NAL template that insured depository institutions can use to apply for a NAL covering their small-dollar credit products.  The NAL template includes important protections for consumers who seek  small-dollar loan products. Previous: ‘Tides Have Changed’ For Fannie Mae, Freddie Mac Next: The Way We Were: COVID-19’s Impact on Appraisals Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Home / Daily Dose / CFPB Assisting Loss-Mitigation Efforts About Author: Seth Welborn Data Provider Black Knight to Acquire Top of Mind 2 days ago Share Save Servicers Navigate the Post-Pandemic World 2 days agocenter_img Tagged with: CFPB No Action Letter CFPB No Action Letter 2020-05-22 Seth Welborn in Daily Dose, Featured, Government, News Data Provider Black Knight to Acquire Top of Mind 2 days ago  Print This Post Servicers Navigate the Post-Pandemic World 2 days ago May 22, 2020 1,008 Views Related Articles The Best Markets For Residential Property Investors 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Demand Propels Home Prices Upward 2 days ago Subscribelast_img read more

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Efforts underway to identify submerged submarine or boat in Lough Foyle

first_img What is thought to be a submarine or boat has been identified submerged in Lough Foyle.The North’s Environment Minister Alex Attwood has said he had viewed sonar images of the vessel.Urgent work is now to be undertaken to determine how and when the submarine or boat came to rest in the lough.The Minister said there appears to be no record of the vessel going missing.He said it was crucial that no diving should occur in the vicinity of the vessel. Facebook LUH system challenged by however, work to reduce risk to patients ongoing – Dr Hamilton Pinterest Twitter Previous articleDonegal Creameries CEO says Oatfield plant has not been soldNext articleReward offered for information on 1981 murder of Joanne Mathers News Highland By News Highland – April 12, 2012 Almost 10,000 appointments cancelled in Saolta Hospital Group this week Newsx Adverts Google+ Pinterest Calls for maternity restrictions to be lifted at LUH center_img Facebook RELATED ARTICLESMORE FROM AUTHOR Efforts underway to identify submerged submarine or boat in Lough Foyle Three factors driving Donegal housing market – Robinson Twitter Guidelines for reopening of hospitality sector published WhatsApp Google+ WhatsApp Business Matters Ep 45 – Boyd Robinson, Annette Houston & Michael Margeylast_img read more

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The productivity gap: A way forward

first_imgThe productivity gap: A way forwardOn 11 Feb 2003 in Personnel Today What can the UK do to improve its output to compete with the rest of theworld? Personnel Today investigates, and finds that with a bit of hard work, wecould easily spark a revival, by Nic Paton The militant downing his tools for yet another tea-break may be an imageconsigned to the history books, but, nearly a quarter of a century afterMargaret Thatcher came to power, the ‘British disease’ of poor productivity andlow skills still stalks the land. By the Government’s own reckoning, UK productivity lags behind that of theUS by 42 per cent, France by 14 per cent and Germany by 7 per cent. Working practices have certainly changed immeasurably since the bad old daysof the late 1970s, but the fact remains that management failings, a skills gap,red tape and a lack of long-term thinking and investment all drag Britishcompetitiveness down. By some estimates, poor productivity deprives theTreasury of about £111bn a year. HR cannot solve the problem of low productivity by itself – business,politicians, economic circumstances, even the country’s infrastructure, allhave to play their part – but it does have a central role to play. The Chartered Institute of Personnel and Development (CIPD) argues that themarginalisation of people management is a key hurdle that British business mustovercome if it is to improve productivity. According to the CBI and TUC, better work organisation, more effectivemanagement, a culture that encourages innovation and employee involvement, andmore focused training and development, all lead to high-performance workplaces.And yet, until now, the role of HR has been largely ignored. Less than onein five organisations implement the kind of high-performance work practices,such as flat structures or autonomous team-working, that have enabled the US tosurge well ahead in the productivity stakes since the mid-1990s. Much of thedirection in the UK has come from politicians, academics and think-tanks moreinterested in looking at macro-economic solutions, rather than the evidence sittingwithin many successful businesses. Effective HR practices are a formula for raising productivity – they help tocreate confident managers who can inspire, innovate and promotehigh-performance team-work, and motivated, skilled staff, who understand whatthe organisation is trying to achieve, and their role within it. Active HR creates productive workers, and it is time that the Government andcertain business leaders recognised this. Personnel Today has been listening toall the talk on raising productivity, but it is now time for action. Our White Paper is essential guidance for organisations and the Governmenton raising productivity. We welcome your views, and once we have consulted withreaders, we will submit all suggestions to the Department of Trade and Industryand relevant representative bodies. ManagementThe problem – poor management leading to unmotivated, uncoordinated work,compounded by badly focused training and a long-hours work cultureA while back, John Purcell, professor of human resource management at BathUniversity, was visiting a potential client who had middle management problemswithin his organisation. “He was talking about his high-flyers,” says Purcell, “so Iasked him how he would describe the others. ‘Donkeys’, he said.” It is this sense of hierarchy in British business – the top talent lavishedwith care, attention, training and development, wile the rest are left to geton with it – which lies at the centre of the UK’s productivity issues. Trade and industry secretary Patricia Hewitt may have raised a few hackleslast October when she described the average British manager as lagging”well behind the rest”, but she did have a point. Last May, for instance, the Council for Excellence in Management &Leadership (CEML) reported that current management and business leadershipdevelopment was ‘dysfunctional’. It found that the UK’s economic performancewas being held back by a shortage of appropriate and practical leadershipskills. Critically, when Porter outlined the reasons behind the gap in his report toGovernment last month, upgrading the skills of the country’s low and middlemanagers was, rightly, at the top his list of priorities. Purcell, for one, believes there has been a failure of frontline management– those at supervisor and junior manager level who perhaps are not on thecareer track, but are at the heart of any organisation’s productivity. Managers are too often promoted to management because they are good at thetechnical side of their jobs, but are then offered little training and guidancein the softer skills of motivation, leadership and appraisal. They are oftenvulnerable to bullying and office politics. The point, however, is not how many managers there are or how much money theUK invests in them, but what direction management is going in, and whether theright sort of people are coming out the other end, argues John Philpott, chiefeconomist at the CIPD. “MBAs, for instance, may be of practical benefit, but are they linkedto the organisations which the students are working for?” he asks. A lot of management training is individualistic and aimed at the high end,rather than geared towards team-work and shared perspectives, or how to improveteams across the business. There need to be fewer, but better, managers, stresses Steve Harvey,director of people, profit and culture at Microsoft. “A lot of British companies have grown up quite hierarchically. Peoplesee management as a reward for years of service,” he says. At Microsoft, internal statistics show that its UK productivity gains aresignificantly higher than in Germany, France and even the US, with the reasonbeing down to “drive, people and vision”, he argues. And research by the Economic and Social Research Council in Decemberconcluded that organisations that involved, empowered and invested in thedevelopment of their employees outperformed those that did not. However, themajority of employers failed to pursue such positive policies. Solutions– HR must understand what itsorganisation needs in terms of management, education, training and developmentat all levels, and then secure senior management buy-in for change.”People management is not really recognised as a vitallyimportant skill for line managers,” suggests Purcell. “What we need is a much more focused, targeted HR strategyfor middle and junior managers.”– Ensure the message that modern, consensual managementtechniques lead to productive staff, is understood throughout the business.Managers need to be convinced they are no longer working in a commandenvironment.Andrew Donovan, head of HR for the Westinghouse ElectricCompany, the European fuels business of BNFL, says: “Managers can dosomething and haul the workforce with them. But as soon as they move on tosomething else, it relaxes back like a spring. So part of management is makingthem walk with you. That is a big role for HR in developing managers.”SkillsThe problem – a poorly directed educational system, a lack of investmentin workplace training, and a decline in vocational training, have led to lowskill levels, particularly on the ‘shopfloor’Closely linked with the failure of management is the UK’s much-cited skillsgap. Indeed, the CEML in its study last May said that management skills were”in short supply from the top to the bottom of organisations”,despite a rapid expansion of formal management education in the past 20 years. At all levels, from the shopfloor to the boardroom, worries abound about alack of skills and the effect on productivity. Porter’s report in particularflagged up the need for more investment in labour force skills. France and Germany, he insisted, have a big legacy of skills in theheartland of their workforce, particularly in manufacturing and engineering.Whereas the UK has too big a pool of relatively low-skilled workers. Part of the skills problem is historical, argues The Work Foundation’sdeputy director of policy research Andy Westwood. Many of the unskilled orsemi-skilled jobs of the past have simply gone. Similarly, the decline of vocational training and the current unpopularityof science and subjects such as engineering in favour of ‘soft’ courses such associology, psychology or media studies, is blamed. Despite its aim to expand vocational training, the Government’s intention tointroduce differential fees for universities and courses could simply determore students from studying such subjects, the Engineering Employers’Federation has warned. At graduate level, the UK by and large stands up there with its competitors– and spending by employers of around £35bn a year is about on par. The big gapis found at the bottom end of the jobs’ market, argues the CIPD’s Philpott.”Some 20 per cent of the workforce is deficient in basic literacy andnumeracy,” he estimates. Too much training is focused at management level, and lower down,organisations are often more prepared to change a production line or process tomatch a person’s skills, rather than the other way round. Employers are critical of the inappropriateness of the skills thatschool-leavers and university graduates possess. “We spend the first five or six months turning graduates into somethingour clients will pay for. There is a gap between what universitiesproduce,” complains LogicaCMG’S group HR director Ian Taylor, echoing whatcould well be a comment in many boardrooms across the land. High-performanceteamwork is needed to tackle the productivity gap, and education needs tosupport this way of working, he says. Microsoft’s Harvey points out that at junior schools much of the learning isteam- oriented, but this disappears as children get older. Two years ago, the Government set up the Learning Skills Council (LSC) totake responsibility for the funding and training of over-16s in England. At thesame time, it scrapped the 70 or so National Training Organisations andreplaced them with a single Sector Skills Development Agency. The primary achievement of the LSC so far, Westwood argues, has been to giveemployers much greater leverage to get skills back on the agenda. The establishment of staff training pilots giving small firms 150 per centreplacement costs of individuals going on level 2 training, has also been avaluable step forward. “What they have done has vastly changed the infrastructure on thesupply side, and made sure employer voices are there,” says Westwood. Buthe adds that with this comes an onus on industry. If things don’t improve,ministers could look to impose statutory training agreements within sectors. Porter believes industry and government need to collaborate more with theuniversities and technology schools to create a better flow of education,knowledge and skills. Dynamic competitive economies, he said, have clusters ofthese institutions mostly financed by the private sector. Solutions– HR should conduct skills auditswithin their organisations and act on the findings. Training needs to be tiedin with business aims.”Everyone spends money on training managers to manage, butwho spends money on training employees on how to behave? You must have theright people in the first place,” explains Harvey. “A lot of peopleget into their organisation and forget that they are still learning , becausethey are so busy doing.” – Improve HR’s own skills, at both a strategic andtransactional level.”Culturally, HR has to get away from the ivory tower. Itneeds people who are prepared to get their hands dirty,” says Alan Bailey,head of communications and change management at Xchanging.Innovation & short-termismThe problem – short-sightedness byinvestors, the City and management, leads to a culture of short-termism, and anunwillingness to innovate and invest in research and developmentThe stock market is notoriously impatient and rarely admits to being wrong.For example, would many City analysts (and there were many at the time) nowadmit to being part of the crowd urging Siemens in the late 1990s to follow theMarconi route and dump heritage for sexy, high-tech investments? A lack of spending on infrastructure, research and development can seriouslyhold companies back, concedes the CBI. Long-term investment in innovation – again a key Porter demand –infrastructure and plant all require a stable economic background. But theunrest of the 1970s, the painful reconstructions of the 1980s and critically,the boom and bust of the early 1990s, still cast a long shadow over Britishbusiness. “For the last generation, we had one of the more unstable economies inthe world, and that led to a tendency to a short-termist approach. In the past10 years that has come round, but at the same time, manufacturing has beenunder increasing pressure,” says the CIPD’s Philpott. “Manufacturingis the wellspring of innovation, but we have a long tail ofunder-achievement.” Quite rightly, the US has a world-class reputation for investment in newworking practices, technology and machinery. While the UK is home to some ofthe great innovators, it has a reputation (with a few exceptions) of beingunable to turn thinking into successful commercial reality. Quality and innovation exist, but the rate at which they happen is muchslower than in Canada, Sweden and Taiwan. Some of this goes back to the education system, and the need to bring on theright numbers of scientists and engineers. Organisations are also often hamstrung by the belief that even if they didinvest in equipment, the workforce would not have the skills to make the bestuse of it. Professor Shaun Tyson, professor of HR management at Cranfield School ofManagement, suggests we need a culture shift in training. “In Germany,they value education and training enormously. Unless you are well educated andtrained, you do not have any status,” he adds. Which brings us back toPorter’s point about the importance of institutions, such as universities,acting as centres for research and development. Technology is consistently two to three years ahead of the way that peopleuse it, says Microsoft’s Harvey. “We are constantly sharing tips andtricks. The impact can be phenomenal. We spend time just calling out things tothose around us,” he says. The company spends £5bn a year on research anddevelopment, and ensures that all staff have shared calendars, contactdatabases to spread information. Solutions– Position HR at the centre ofimproving communication and employee involvement, and research the implicationsof different types of work practices”Business strategies have been coming down in terms oftime horizons – now they’re around two to three years. But a lot of the thingsHR is doing – reward schemes, graduate recruitment and so on – are being doneon much longer timeframes. Businesses need the confidence to work in thelong-term,” says Tyson.– HR needs to champion new thinking throughout theorganisation, ensuring functional boundaries become blurred and acting as acatalyst of change “HR needs to demonstrate that it is beyond the HR functionitself,” says the CIPD’s Philpott. Red tapeThe problem – employers are havingto spend too much time and money sorting out the red tape surrounding newregulations at the expense of getting their businesses into better shapeFew would dispute that red tape is a burden on businesses. Over the pastfive years there has been a wave of new legislation on businesses, with no endin sight. This year alone, there’s the removal of the working time opt-out, theadvance of the Agency Workers Directive, the introduction of the Employment Actand new discrimination laws. The Institute of Directors last year estimated the recurrent annual cost ofthe employment regulations introduced in the past five years could be as muchas £6bn, with the costs rising as regulations actually come into force. The British Chambers of Commerce, meanwhile, calculates the cost to Britishbusiness of increased regulation has risen from £5bn since January 2000, to£15bn in May 2001. What’s at issue, however, is how much of a drag on productivity this extraburden is. Philpott of the CIPD, for instance, points to the fact that, as muchof the new regulatory framework has emanated from Europe, France and Germany donot have much less regulation than the UK. Higher tax and national insurance do play their part, but are not a majorfactor, he argues, with a lack of investment in capital and R&D more theissue. He adds that employment laws per se may be less of a barrier to productivitythan restraints on planning or environmental regulations, for example. “We have had 20 years of a relatively light approach to regulation. Nowwe have a huge tide coming in on us and it is difficult to absorb it in onego,” he says. Michael Porter does not view the UK as an over-regulated economy. Hebelieves more regulation promotes innovation and has called for increasedprice-competitiveness to open up rivalry and force the development ofhigh-value products and services. The UK must ask itself why new businessstart-ups are less likely to survive here than in the US and Europe. For employers, the DTI too often stands for ‘desperately tying up industry’,with captains of industry bemoaning the department’s enthusiasm for red tape,both European and home grown. “Employment law and some of the ways things are now moving are notnecessarily to the benefit of organisations. Some of the employment tribunalrulings are rather strange,” says BNFL’s Donovan. The Government’s focus on public sector investment has led to a 0.5 per centfall in productivity, argues Patrick Minford, professor of economics at CardiffBusiness School, with growth in public sector spending proving unproductive sofar. “HR people tend to be in larger firms, which do not have such a problemwith these things, but a lot of the burden and costs are falling on smallerfirms. All that happens is they just do not take risks for fear of ending up incourt,” he says. Higher capital allowances would help profitability and productivity, arguesthe EEF’s Peedle. The TUC and CBI have, in turn, called for a more stable tax regime and anincrease in long-term investment – for example, on the country’s transportinfrastructure.Solutions– More focus by the DTI on supportingcompetitiveness.”The frustrating thing is that the DTI talks about howindustry should become more productive, and then it imposes more and moreregulation on a wider range of areas,” says LogicaCMG’s Taylor. – Better implementation of policies, both by the Government andmanagers.”One of the most important things that came out [ofresearch with the CIPD] was not the existence so much of a given set ofpolicies and practices, but the way line managers brought them to life,”says the University of Bath’s Purcell.Personnel today’s productivity white paper The following are 10 action points for organisations andGovernment.1          Recognise that effective HR – whichencompasses recruitment, training reward, job design, job quality andcommunication – is vital to tackling the productivity gap2          Ensure that HRstrategies aimed at improving productivity are in tune with the organisationalgoals, and that their effectiveness is measured 3          High-performanceteam-working is the key to raising productivity, and needs to be supported bytraining and reward structures 4          More researchis needed on the links between good people management and productivity5          Managers need to have access to bettertraining and development which is focused on the needs of their role and theirorganisation – particularly in the middle and junior ranks 6          All companies should carry out skillsaudits and act on them, with particular attention to lower ranking staff.Again, training must be tied to business aims and goals7          Employers needto further develop their psychological contract with staff, ensuring that bothmanagers and workers are motivated 8          HR must be thecatalyst for improving communication, employee involvement and planning9          The DTI mustwork harder to minimise the pain of red tape and improve how it implements regulations10        HR must championand remind organisations of the need for long-term thinking and investment, andthe critical role of innovation in improving productivity Previous Article Next Article Comments are closed. 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Star South Sevier High Alum Makes All-Nebraska Honorable Mention

first_imgJune 26, 2018 /Sports News – Local Star South Sevier High Alum Makes All-Nebraska Honorable Mention Tags: Kenlee Wanlass/North Platte CC Knights/Omaha World-Herald FacebookTwitterLinkedInEmailNORTH PLATTE, Neb.-Per an announcement from the Omaha World-Herald, a former South Sevier High star softball player has made the all-Nebraska two-year college softball team.Kenlee Wanlas, an Elsinore native who starred for the Rams, batted .293 with three doubles for the North Platte C.C. Knights. Additionally, she posted a slugging percentage of .345 and was tied for the team lead with five steals on the season.Wanlass’ magnificence also extended to defense as she broke the all-time program record for fewest errors in a season.Despite being part of a team that went 5-34 on the season, Wanlass was clearly one of the bright spots in 2018 for the Knights. Written by Brad Jameslast_img read more

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